Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Related Content Does Your Child Need to File an Income Tax Return? When your child has income, there’s a good chance that he or she will need to report it and pay taxes. 9 Facts About Retirement Regardless of how you approach retirement, there are some things about it that might surprise you. The Latte Lie and Other Myths Check out this video to begin separating fact from fiction.